Let me start this part two with a story. This is a story of Mr. Masikap. He was born poor, as a child he worked as a shoe shine boy. But because of his dream and love for his family, he worked hard. He was able to put up a shoe business and was able…
What is Estate Tax and How it can hurt you even After Death? Part 1 of Estate Planning 101
Remember, Paul Walker? Who starred in “The Fast and the Furious” and died last 2013 due to a car accident? He died with total net assets of $25M (or PHP 1.1 B). His total estate tax that is needed to be settled by his only daughter who is only a 16-year-old minor is 35% of…
10 Chinese Proverbs on Money that will not only bring Luck
Happy Chinese New Year everyone. These wise Chinese proverbs will not only bring you good luck but deeper understanding will bring you true wealth. Read and reflect! 1. “In every crisis, there is opportunity.” This is especially true when you are investing. The market has its ups and downs. Usually, when there is crisis,…
Can You Insure your Love?
Can love be insured?
The Top 10 Life Insurance Companies in the Philippines The Most updated and Most Unbiased Review 2014
This is an update of my last year’s post, The Top 10 Life Insurance Companies in the Philippines The most updated and most Unbiased Review (2012) New Update: Top 10 Life Insurance Companies in the Philippines 2015 It’s February 2015, the Insurance commission hasn’t yet released the 2014 ranking of the top insurance companies in…
Stock Investing 101 The Simplest Guide in to Stock Investing Part 1
A group of mommies asking questions about stock investing prompted me to write about this and I would like to make it as simple as possible. In helping you to learn more, I provided below some basic slides I used in my financial literacy lectures. Here it goes. When in comes to investing, there…
Free Monthly Budget Planner and Expense Tracker for 2015
According to a study, only 10% of Filipinos set a monthly budget. And of those who have set a budget, only 33% really sticks to it. If we are going to be more exact about it, only 2 out of 100 Filipinos have a discipline to follow the monthly budget they set. And the remaining…
20 Bad Financial Habits to Avoid in 2015
Happy New Year everyone! I hope you had a great 2014. A good way to start the new year is to avoid the bad financial habits we keep on doing this past few years, and these are: Not budgeting. Living beyond your means. Spending more than what you earn. Trying to keep up with…
