Winning the War: Filipino vs Debt Do you feel sometimes that no matter how much you earn, it is always not enough? Do you feel that even though you budget your money so many times, still, you can’t free some cash? If you do feel all those, then maybe you have debts? Am I Right?…
The BEST INVESTMENT Vehicle for Your Child’s Education
The BEST INVESTMENT Vehicle for Your Child’s Education In watching movies, I only watch movies that have Happy Endings. I try not to watch those movies that make me sad in the end. Yes, very Filipino trait of mine, I know. But, I want it that way. My husband even teases me that I am…
How can your Financial Success be the Formula for Failure to your Kids
How can your Financial Success be the Formula for Failure to your Kids Celina’s father is a self-made millionaire. Coming from poverty, her father would not want his children to experience the same that he had. Celina and her younger sister were given the most comfortable life anyone could just imagine. They had their personal…
For Doctors: How to Avoid Tax Mapping Penalties when BIR goes to your Clinic
The Bureau of Internal Revenue (BIR) are doing their regular rounds or “Tax Mapping” to different business establishments to inspect compliance, and doctor’s clinic is one of their favorite. Tax Mapping is also called as Tax Compliance Verification Drive done usually every quarter. Its purpose is to inspect compliance of business establishments like your clinic…
Mandatory Life Insurance for all Filipinos
Mandatory Life Insurance for all Filipinos Last week, I had an unusual date with my husband. I went with him to have our car registered. It’s the first renewal registration since we last bought it 3 years ago. So, there I was, bored while waiting. When I suddenly noticed the sign board below, saying: As…
Single Pay Investment with Life Insurance (A Super Product for Lazy Investor)
When I say Lazy Investor, it does not mean a lazy person. It may mean a busy person, too focused on his work, career and studies and does not have enough time to study other things like investments. Maybe a doctor busy taking care of his patients or other career that occupy so much focus…
6 Ways on How to Drastically Change your Financial Life Now
I finally did it. Yes, I cut my hair after more than a year. It was a difficult decision and I was a little scared but it felt good after. Changing your financial life is also like that. It’s difficult and a little scary, but when you do it, it will definitely do you good…
How much do you get from PhilHealth if you become Critically ill? Part 3
“A single hospital bill can wipe out years of savings.” – Anonymous If a person becomes critically ill in the Philippines, where can he find help? In PhilHealth there is such thing called Z Benefit Package. PhilHealth Z Benefit for Catastrophic Illnesses – 2012, President Benigno Aquino III and Health Secretary Enrique Ona unveiled…