I finally did it. Yes, I cut my hair after more than a year. It was a difficult decision and I was a little scared but it felt good after. Changing your financial life is also like that. It’s difficult and a little scary, but when you do it, it will definitely do you good…
Category Archives: Smart Saving
Money Lessons Every OFW Must Know
Thousands of Filipinos live and work abroad so they can better provide for the needs of their loved ones, securing a future for them that is otherwise not possible if they will stay and work here in the Philippines. Indeed, knowing us Filipinos, the OFWs were able to provide the life that we always dreamed…
The Best Time of the Year to Buy Everything (Philippines)
Janice bought a shirt and a trouser for 1,500 pesos before Christmas. She showed it to Kim. Kim wanted one too but became busy and was only able to buy only after Christmas season. She bought the same clothes, with the same brand but with half the price. Kim showed it to Janice, they both…
Best Budgeting APP Guaranteed to Make Your 2016 Easier
Do you know that Philippines has the lowest number of people who saves regularly? Do you want to know why? According to survey, 90% of Filipinos do follow a budgeting strategy, but only 33% actually stick to their budget. Those 33% are the only ones who know where their money goes every month, and the…
6 Brilliant Ways on How to Save on Your Last-Minute Christmas Gifts
It’s 8 days before Christmas and you are still not done with your shopping for Christmas gifts and presents. Maybe because you are just too busy or you are still waiting for your Christmas bonus and/or 13th month pay. Here are ways on how to shop for your last-minute Christmas gifts without breaking your…
10 Tips to Avoid Online Banking Scam
Fidgeting in her laptop, Janet is excited to see how much she was able to save to date. Two weeks from now, it’s Jenny’s 7th birthday, her daughter. She’s been saving 2,000 pesos per payday for eight months now, to be able to save, she stopped eating out with her officemates and resisted stopping by…
10 Signs You Are A Money Smart Mom
One of mother’s many duties is to handle the family’s budget. Are you one of those moms who is smart and fit to handle money? Or are you one of those moms who is leading your family to a disaster when it comes to money matters? Here are the signs you are street smart when…
Free Monthly Budget Planner and Expense Tracker for 2015
According to a study, only 10% of Filipinos set a monthly budget. And of those who have set a budget, only 33% really sticks to it. If we are going to be more exact about it, only 2 out of 100 Filipinos have a discipline to follow the monthly budget they set. And the remaining…
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