Happy Chinese New Year everyone. These wise Chinese proverbs will not only bring you good luck but deeper understanding will bring you true wealth. Read and reflect! 1. “In every crisis, there is opportunity.” This is especially true when you are investing. The market has its ups and downs. Usually, when there is crisis,…
Category Archives: Money Management
Stock Investing 101 The Simplest Guide in to Stock Investing Part 1
A group of mommies asking questions about stock investing prompted me to write about this and I would like to make it as simple as possible. In helping you to learn more, I provided below some basic slides I used in my financial literacy lectures. Here it goes. When in comes to investing, there…
Free Monthly Budget Planner and Expense Tracker for 2015
According to a study, only 10% of Filipinos set a monthly budget. And of those who have set a budget, only 33% really sticks to it. If we are going to be more exact about it, only 2 out of 100 Filipinos have a discipline to follow the monthly budget they set. And the remaining…
20 Bad Financial Habits to Avoid in 2015
Happy New Year everyone! I hope you had a great 2014. A good way to start the new year is to avoid the bad financial habits we keep on doing this past few years, and these are: Not budgeting. Living beyond your means. Spending more than what you earn. Trying to keep up with…
The Best Gift for Yourself this Christmas that Could last a Lifetime
Christmas is just around the corner as they say, 14 days to go, to be exact. If you are wondering and thinking, after all the hard work and working late for the entire year, what would be the best gift you can give yourself this Christmas. Cellphone? Camera? A new LED Television Set? What would…
Investment Scams: How Not to be a Victim?
Have you heard of the recent investment scam in Lucena City? They call themselves: GABAI (Grand Alliance Business Association Incorporated). Sadly, millions of pesos were taken not from rich business owners, but from ordinary Filipino workers and even poor families. Some even had to sell their carabaos and houses just for the promise guaranteed 40%…
My Tribute to a Life Full of Love and Laughter, Dr. Rowell Deniega The Ultimate Expression of His Love
With my first death claim, I was quite ready. But with Rowell, I still can’t believe right at this very moment. I was just talking to him a few days ago. I just had lunch with him weeks ago. We just had so many plans on his career. I still can’t believe it. The…
Ngipin ni Mommy, Ngipin ni Baby A Dental Learning Field Trip for South PiNanays
Who would have thought that going to a dental clinic can be so much fun!!! They said, once a doctor was immersed in public health, she will forever have her heart in Public Health. And that literally happened to me. As a previous Doctor-to-the-Barrio, today, this is one of my ways how I can still…
