The Day my Life as a Financial Adviser/Insurance Agent becomes “Full Circle” My Tribute to a Life, Well Lived (Dr. Jay Pee Cruz)

This blog post is a tribute to a batch mate, a colleague, a client and a friend Dr. Jay Pee Cruz. He was a silent person, easy to like and have conversations with. Our journey together as a batch mate and colleagues in Medicine started years before we can be officially called Doctors. We were…

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What is the difference between a PRE-NEED and a LIFE INSURANCE? The most frequently asked question before buying a LIFE insurance

  “Baka katulad yan ng CAP, baka bumagsak din ang kompanya na yan.”  One of the most common remark or question I have heard in life insurance industry. I don’t blame people from thinking that way, since, I, myself, was a victim of pre-need education plans before.  But since now that I know better, what…

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Good News in the Philippine Life Insurance Industry

Last Friday, March 28, 2014, I attended the 7th Philippine Life Insurance Congress in MOA, SMX, sponsored by the Life Underwriters Association of the Philippines (LUAP), part of my continuing education.   The keynote speaker was the Insurance Commissioner himself, Atty. Emmanuel Dooc.  He pointed out several breakthroughs in the Insurance Industry, these are: More and…

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12 Most Common Excuses All-year-round (January to December) What to say if a financial advisor is around?

Are you hiding from your friend from Manulife, Philam Life, Sun Life, Insular life, etc..?  Are you being approached by these people quite regularly? Are you getting irritated and running out of excuses?  You need to read this. I have gathered the most common excuses for all time and reading this will save you from…

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