Are you clueless on how taxes are computed? Do you wish you can counter-check the computation of your accountant and book keeper before paying? Do you fall victim by paying more than you need because you don’t have any idea what you’re paying? Then… Welcome to the first VLog of MyFinanceMD. Due to public…
About: Pinky De Leon-Intal, MD, RFC
Author Archives: Pinky De Leon-Intal, MD, RFC
Top 4 Reasons Why You Should Not Ask for a Freebie or a Discount from a Friend’s Business
It’s nearing Christmas, and as Filipinos, we love putting up small businesses. You or you may have a friend who has a small business and to show your support, you love to help them out by buying from them. “Question: Should you ask for a freebie or a discount from a friend’s business?” …
What Investors should know about buying Hospital Stocks
Wise investment is necessary especially with increasing inflation rate of commodities. Your 100,000 pesos today will definitely be worth less during your old age. Our health is our wealth. We need to invest in our health thru health insurances offered by the different insurance companies, thru health maintenance organization (HMO) or by buying stocks with…
How to Spend your 800M Lotto Without Touching your Winnings
As a Financial Consultant and a Wealth Planner, I am used in talking to a lot of people in a very personal level. I try to know their current financial state, their fears, their hopes and their dreams. With that, I try to educate them on how to use the different financial tools available to…
What Type of VUL plans do you have? Protection-focused or Investment-focused?
When we say VUL, it means: Variable Universal Life. It is a type of permanent life insurance policy with built-in savings/investment component. If you are the type of person who insists that BTID or Buy term invest the difference is the way to go, this post is not for you. You can check my post…
BSP and DepEd to Incorporate Financial Literacy in K-12 Curriculum
Bangko Sentral ng Pilipinas (BSP) Head of Inclusive Finance Advocacy Office, Pia Bernadette Roman-Tayag, said that both BSP and DepEd have integrated financial literacy modules in the K-12 curriculum. BSP is also partnering with other stakeholders such as Visa and Teach for the Philippines to produce materials and guides for teaching. DepEd will then monitor…
Cost of Getting Seriously Sick in the Philippines
A few years ago, I went to Canada for a conference, together with me is a friend who also attended the said event. After the conference, we toured around Canada. In Quebec, I met Tita Sunshine, my friend’s Aunt. We saw here in a hospital because she was confined due to Breast Cancer. She was…
How to Compute and File The 2nd Quarter Income Tax Return (TRAIN Edition)
This is the 2ND part in filing the Income tax return. Kindly see the 1ST part of this post. Filling the First Quarter ITR. Click here. Before you can file your 2ND Quarter ITR, you will be needing the following: Your 1ST Quarter ITR Your gross income from April, May, and June 2018. Your form 2307…