There are many unexpected events that can happen in our lives anytime. That’s the reason why a good financial foundation always include a healthy amount of emergency fund stock away. Here is how to compute your emergency fund. But in times of financial emergencies, we don’t know how much we might really need…
Tag Archives: loan
For First Time Credit Card Users: 7 Things You Need to Know
Credit cards are just small plastics cards. They may seem small and harmless in your wallet but they are one of the most powerful inanimate objects I know that can give people sleepless nights and untreatable headaches. The purpose of this post is educating the first time credit card users but it can also educate…
Buying your First Home: Pag-IBIG vs Commercial Banks Housing Loan Rates
In buying your home, it is great to buy in cash if you have the money, since you don’t have to get loans and get to pay higher than the amount because of interest. That is, if you have the money. If you don’t, it’s great to compare housing loan rates from Pag-IBIG and all…
How to Win the War? Filipino vs Debt
Winning the War: Filipino vs Debt Do you feel sometimes that no matter how much you earn, it is always not enough? Do you feel that even though you budget your money so many times, still, you can’t free some cash? If you do feel all those, then maybe you have debts? Am I Right?…
