As I always say, if you are working and you if you still don’t have a Retirement Plan right now, then your CHILDREN becomes your RETIREMENT PLAN. Mean? Yes! But true. Statistically speaking, only 2 out of 100 Filipinos plan for retirement. Although most Filipino workers have some kind of benefits like SSS or GSIS…
Human for sale! How much will be your worth if you put yourself on sale?
Everybody says that life is priceless, I totally agree. Still, you are wondering how much are you worth or what are you worth in the eye of a potential buyer? Ever wonder how much money you could get on the open human market? Let us do this by getting your Net worth. Everyone has a…
Why are Most Filipino Doctors not RICH? Top 5 Obstacles Keeping Filipino Doctors from Becoming Wealthy
Almost every person in the Philippines thinks ALL doctors are RICH. But honestly speaking, doctors are the most underpaid professional, especially the ones in training. Imagine, a resident physician getting paid 12,000++ pesos per month, doing 36 hours duty every other day? And even after residency, most doctors, especially the underprivileged ones don’t get to…
Pera-Pera Lang…. Walang Personalan (a Speaking Engagement) Camp John Hay, Baguio
It was exactly a month ago when I was invited by Dr. Victor Gaddi, President of Philippine Orthopaedic Association (POA), North Luzon Chapter for the Quarterly Meeting of North Luzon and North South Chapter to be a speaker for them regarding Financial Literacy for Doctors. This was not the first time I was invited to…
How to save more than 50,000 Pesos by just bringing your child to a Pediatric Dentist
I’m a new mom. And being a mom, I want what is best for my child. Even if I am a medical doctor myself, I still bring my child to the Pediatric Dentist for these reasons: FACTS: Do you know that 9 out of 10 Filipino children have dental caries? And 8 out of…
5 things you MUST KNOW in planning your Family’s Perfect Vacation while on a Budget
With school out and Holy week long break coming up, the usual question is, where will you be this summer? Did your last vacation stripped your wallet clean? Wondering how to enjoy a vacation while still on a budget? Here are 5 ways on how to save your money and your wallet. 1…
Saving Millions in Bank, How Safe it is?
Just the other day, I was in a certain bank. I was actually inquiring something from them, when curiosity got to me, I suddenly asked the lady assisting me. “How much will I get if I save 1 Million pesos in your time deposit?” These were the rates she gave me: Investopedia, defines Time…
How to Compute your Emergency Fund? How much Exactly do you Need?
Have you been in an Emergency Room? Maybe some or most of you have a share of their experiences in an emergency room. But I will tell you with a doctor’s point of view. Being a doctor, I am not immune with all the emotions surrounding the Emergency Room (ER), the drama, the sadness and…