Christmas is just around the corner as they say, 14 days to go, to be exact. If you are wondering and thinking, after all the hard work and working late for the entire year, what would be the best gift you can give yourself this Christmas. Cellphone? Camera? A new LED Television Set? What would…
Life Insurance, How much is Enough?
“I already have life insurance.” One of the most common rejection lines life insurance agents receives. But, are you sure you are really covered enough? According to statistics, only 4 out of 100 Filipinos have certain form of Life Insurance in the Philippines. And of all those who have Life Insurance, only 1 out of…
Investment Scams: How Not to be a Victim?
Have you heard of the recent investment scam in Lucena City? They call themselves: GABAI (Grand Alliance Business Association Incorporated). Sadly, millions of pesos were taken not from rich business owners, but from ordinary Filipino workers and even poor families. Some even had to sell their carabaos and houses just for the promise guaranteed 40%…
Help! I’m in my 50’s, Nearing Retirement How long until I can retire?
50 is a milestone in anyone’s life. Turning 50 tends to be a wake-up call for many pre-retirees. And with roughly a decade or so until retirement, it is important to understand the effect of timing on an investment plan. I received quite a number of emails telling me the same thing: “I’m…
10 Things You Really Should Know About Your Life Insurance Policy You Never Knew
Many Filipinos shy away from life insurances. I don’t exactly know why, since I know many benefits it can possibly provide. Maybe most Filipinos are still trapped from the old mentality that, “I don’t need money when I am dead” knowing that life insurance proceeds are given only when the owner of the policy dies…
My Tribute to a Life Full of Love and Laughter, Dr. Rowell Deniega The Ultimate Expression of His Love
With my first death claim, I was quite ready. But with Rowell, I still can’t believe right at this very moment. I was just talking to him a few days ago. I just had lunch with him weeks ago. We just had so many plans on his career. I still can’t believe it. The…
Ngipin ni Mommy, Ngipin ni Baby A Dental Learning Field Trip for South PiNanays
Who would have thought that going to a dental clinic can be so much fun!!! They said, once a doctor was immersed in public health, she will forever have her heart in Public Health. And that literally happened to me. As a previous Doctor-to-the-Barrio, today, this is one of my ways how I can still…
6 Smart Ways on How to Spend Your 13th Month Pay
It’s “-ber” month already and I can now smell Christmas right around the corner. It’s exactly 36 Days to go before Christmas!! What is good about the last quarter of the year? You may answer: vacation, gifts, parties, reunions and of course, the most awaited extra money in the form of: “Year-End Bonus or 13th…
