Fidgeting in her laptop, Janet is excited to see how much she was able to save to date. Two weeks from now, it’s Jenny’s 7th birthday, her daughter. She’s been saving 2,000 pesos per payday for eight months now, to be able to save, she stopped eating out with her officemates and resisted stopping by…
The Real Benefits of Estate Planning Part 5 of Estate Planning 101
I thought my tears have all dried up. But as I feel the warm large wet drops against my cheeks, again, I wonder, when will this all end? Looking at Jake and Julius across the courtroom, I felt a sudden lump in my throat. Oh, how I love them so much. If only they knew…
Too old for Life Insurance and Investments? Who told you so?
When 25 today Reach 60: 1% will be wealthy 4% will be financially independent 5% will need to work 27% will be dead 63% will be broke I am a 53-year old single father with a 17-year old son who is now in 1st year college. I had NO savings, NO investments, NO assets, and…
Giving your Wealth too soon? How will that hurt you too? Part 4 of Estate Planning 101
This is the part 4 of the series on Estate Planning 101: Part 1: What is Estate Tax and How it can hurt you even After Death? Part 2: Estate Tax Settlement Options: What to do to Protect your Wealth? Part 3: What to do to Protect and Conserve your Wealth?: Part 3 of Estate…
The First Key to a Meaningful Wealth—If you don’t have this, You will never be Wealthy!
“Wealth is defined as the ability to generate profit, and that such profit is achieved by the duality of maximizing revenue and minimizing cost or loss.” – Mr. Aristides S. Merida, Jr. In the book – Dare to Journey: The Path to Meaningful Wealth What is Profit? Profit is defined by Investopedia as: A financial…
Latest Medical Board Passers of August 2015 Results and What to do next after Passing?
I can almost remember when I took my medical board exams some few years ago. The palpitations, the sleepless nights, the cramming and the feeling hopeful. My least favourite part in the exams? The waiting for the results to come out. For me, the waiting took forever. But the best part of it? The passing…
Dissecting Pag-IBIG Fund: What is there to Love?
If you’re an employee, you’ll see a number of deductions on your pay check every month. One of those goes to Pag-IBIG, the home development mutual fund. This is the 2nd part of the series, learning our basic Filipino finance. The first part was, “Dissecting Social Security System (SSS) It Pays to Know Your Rights…
Hurdles of Financial Freedom (Mga Balakid sa Iyong Pag-Yaman!)
Financial Freedom means not having to work anymore in order to live, because your money will be working harder than you do. It will pay your bills, your food and even your play. The earlier you get there, the sooner you can retire. Almost everyone wants to be financially free, but very few get there…