Do you know that Philippines has the lowest number of people who saves regularly? Do you want to know why? According to survey, 90% of Filipinos do follow a budgeting strategy, but only 33% actually stick to their budget. Those 33% are the only ones who know where their money goes every month, and the…
6 Brilliant Ways on How to Save on Your Last-Minute Christmas Gifts
It’s 8 days before Christmas and you are still not done with your shopping for Christmas gifts and presents. Maybe because you are just too busy or you are still waiting for your Christmas bonus and/or 13th month pay. Here are ways on how to shop for your last-minute Christmas gifts without breaking your…
How to Compute Company Retirement: What No One Tells You About
So, you decided to stay loyal to your company until retirement? Ever wonder how much will you get from your company once you retire? According to RA 7641 the Philippines has an existing law that requires the payment of a minimum retirement benefit, which is equivalent to a little more than 70% of monthly…
Buti pa ang Kotse Insured, Eh Ikaw?
“Hi doc Pinky, this is Jonathan, I would like to stop paying my life insurance.” May I know why? I said. “I recently bought a car and I can’t pay for both.” (Jonathan) “I also have a car and I know that the life insurance you got from me is only 10% of what you…
For Richer or Poorer: Newlyweds Guide to Finance
Attention Newlyweds: Money is the number one cause of fights in marriage. – Forbes After all the planning and your big day, you probably want the honeymoon phase to last forever. Well, it will – as long as you do something decidedly unsexy: talk about money. Today, newlyweds face a variety of challenges and many…
Is Employer Sponsored Life Insurance Enough?
My employer provides me life insurance coverage, is that enough for me? In the Philippines, Life insurance benefit from companies is not usually required by the government. But if your company is wise enough, it is a risk mitigating tool they can use in order to decrease the operational cost if something happens to their…
My Finance MD’s First eBook
Have you always wanted to qualify for the highest recognition for the longest time but still have not yet made it so far? Have you qualified to recognition (in and out of the company) at least once and would want to do it again year after year? Maybe, you may have any or all…
Top 10 Life Insurance Companies in the Philippines 2015
“I am prepared for the worst, but hope for the best.” ~ Benjamin Disraeli We all face risks: risks of early death, getting sick, meeting an accident and facing disability. Insurance is a way we can be prepared for the worst. Since all the risks not only come with pain and suffering but also…
