With my first death claim, I was quite ready.
But with Rowell, I still can’t believe right at this very moment. I was just talking to him a few days ago. I just had lunch with him weeks ago. We just had so many plans on his career. I still can’t believe it.
The first time I presented him to the concept of purchasing a lifetime insurance policy, was when he was still getting down in the DTTB (Doctor’s-to-the-Barrio) program. So he did not have a salary, then, so my proposal had to wait.
Then a few months past, I set meetings with him. But, setting an appointment with him is truly a challenge. It took me several, many attempts just to get his precious time. Sabi ko nga sa kanya, “Doctor ka ba?, Kala ko kasi Pintor ka, ang hilig mo kasi mag-drawing.” That was how difficult to set a meeting with him.
I tried:
Calling several times.
Texting several times.
Finally, setting appointments and cancelling it several times.
To all those who knew him, that was our “Typical Rowell.” Then finally, all of a sudden, he ran out of excuses and made himself available.
As it turned out, Rowell, did not need a lot of convincing after all. Or baka nakulitan lang talaga? I didn’t know why.
He was one of the fastest person that said “yes” to my life insurance proposal. Took him 10 seconds, tops.
Actually, he had not even made me present, “Importance of Life Insurance Presentation-thingy” he just told me, “What is the Best Plan? How much? And Where do I sign?”
He was still single then with no dependents. But since he was an orphan himself (his parents died in their 40’s) and as a beneficiary of his parents’ life insurance policy, I think he was a believer of life insurance. Since it helped him finished medical school.
As years gone by and with different life stages he was in, like: DTTB, moonlighting, having a baby, buying a house, I was there reminding him of his premium dues. Yes, there were difficult times but I admire him when he tells me, “babayaran ko to, kailangan to ng pamilya ko” (I will pay for this, my family needs this). I think he knew first-hand what it was like to be an orphan, and he recognized how important life insurance is.
Fast forward, I heard the news of his demise… I was shocked… as I went to his wake, the truth slowly began sinking in. As I searched for reasons why, something tells me, it is part of God’s grand plan.
Rowell, wherever you are now, this is for you:
Finally, it is time for you to go… and yes, maybe some of our plans for other things did not make it through. But that one plan you had with me, that one plan that you had prepared a long time ago will make sure that your family and your baby’s future will be much clearer. It is still here.
We might not be all prepared for you are going too soon but, I know, you have prepared for this, a long time ago. With God’s help.
Buti na lang, makulit ako. At buti na lang, kahit pasaway ka, nagpakulit ka.
Thank you Rowell for trusting me and making me realized again, that I am in this industry for a “reason.” It is not by accident that I am in the insurance industry even though I’m already a medical doctor. There are many other breadwinners out there, like you, who need to be protected for their family’s sake. There are many families who need to be educated so that their future will be secured.
You made me realize that it is okay to be “makulit,” wag ka mag-alala mas magiging makulit pa ako. Para sa mga kaibigan natin.
Lessons and Realizations I learned from Dr. Rowell Deniega:
In LIFE
Our life is a borrowed life. Life is so short. We never really know when would be our last day. So make each day count. Love, help and forgive.
LOVE
Show your love to your family by making sure you have prepared something for them even if you are taken out of the picture. Get yourself a life insurance. It is an ultimate expression of your Love. It is making sure your loved ones continue on living even if you are not there with them anymore.
To all our friends, being a doctor will not shield us from falling ill and dying. Get a life insurance policy, if not from me, to other insurance advisers you know. Just get one for yourself. Express your love to your families by making sure you have them covered even if you are taken out of the picture.
Don’t know where to begin? Click Below
When is the Right time to Get a Life Insurance Policy?
The Top 10 Life Insurance Companies in the Philippines The Most Updated and Most Unbiased Review
5 Reasons Why a Single Person with no dependents, still needs a Life Insurance
12 Terms you need to know before buying a LIFE INSURANCE
TERM Life insurance, the Cheapest Life insurance Ever!
You have personal questions? Contact me here.
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Thank you Doc for sharing this story and I hope it can bring inspiration to all financial advisors that we are in this industry for a reason and That is to protect the dreams and goals of every Filipino family we are able to help. Let us make it our mission to share to every Filipino the benefits and value of having a Life insurance!
Yes martin thank you. :). Let us be an instrument of God’s aid. God help those who help themselves and those who plan.
Tnx doc pinky for the time you spend para maguide ako personally at masimulang gumawa ng moves para maabot ko ang mga pangarap ko for my family.i hope na marami p kayong matulungan kagaya ko.thank you and godbless!
Yes Thanks too Jeng, Nice to see you in you home. Will see you again soon, to deliver your policy contract. 🙂