Have you tried those 52-week-money-challenges and failed year after year? If yes, then, maybe you have inconsistent income and expenses, am I right? Wherein your income may not become bigger towards the year end OR your expenses are getting heavier towards December? Then, those money challenges are not for you. You will probably…
Category Archives: Smart Saving
Top 6 Saving Tips this 2018 to Start Your Year Right
It’s January 1, 2018, and you made some new year’s resolution. If your resolution is like one of most people, that would include saving this 2018. Here are my top 6 savings tips you can do this 2018 1.Track down your expenses, big or small, every day. Include in your tracking all your expenses as…
9 Ways On How To Cut The Cost of Having A Baby
I’m back! I have just given birth to my second child 3 weeks ago via Caesarian section, therefore, I apologize for my long absence. But because I love you all, my dear readers of MyFinanceMD, I am blogging this article while recovering and taking care of my little ones. I will start by stating this…
The “Three-Step-Rule” on How To Prevent Yourself from Impulsive Buying
Do you experience a buyer’s remorse? That feeling after buying something and reflecting on it, you immediately feel, “Oh shucks, why did I even buy this thing?” Even as a Financial Consultant myself, I still do have times I do impulsive buying, then buyer’s remorse, and I hate that feeling. A rule in sales says:…
The Secrets of the Millionaire Mind Part 2
This is the continuation of the earlier post, “The Secrets of the Millionaire Mind Part 1,” a book review by T. Harv Eker. 12 Principles of “The Secrets of the Millionaire Mind” See Principles 1 -6 here, “The Secrets of the Millionaire Mind Part 1” 7. A future millionaire should have a positive attitude…
Resuscitate your Finances this 2017 using CPR
Are your finances in 2016 – just barely breathing? If the answer is yes, then, it’s time to do the CPR, before it’s too late. C – Communicate P – Plan R – Review Communicate If you are married, has a partner or part of a family, then, preparing family finances…
The 24 Pay-outs Money Challenge: Save up to 150,000
I was intrigued with the 52-week money challenge last year. But, I was not attracted on doing it. Why? Because I do not earn weekly, I get paid twice a month. And when I receive my salary, I already budget it for the entire two weeks. So, I don’t think weekly savings can work for…
Money Jars (for kids to teens) – Explained from Magandang Buhay Show
Last Monday, I was invited to guest in the TV show “Magandang Buhay” in ABS-CBN. It was both nerve wracking and fulfilling experience. Nerve wracking because it was a “live show” so, to those who were able to watched the show, forgive my clumsiness and self-consciousness. Fulfilling also because after the few minutes of fame,…
