I’m back! I have just given birth to my second child 3 weeks ago via Caesarian section, therefore, I apologize for my long absence. But because I love you all, my dear readers of MyFinanceMD, I am blogging this article while recovering and taking care of my little ones. I will start by stating this…
Category Archives: Money Management
The “Three-Step-Rule” on How To Prevent Yourself from Impulsive Buying
Do you experience a buyer’s remorse? That feeling after buying something and reflecting on it, you immediately feel, “Oh shucks, why did I even buy this thing?” Even as a Financial Consultant myself, I still do have times I do impulsive buying, then buyer’s remorse, and I hate that feeling. A rule in sales says:…
The Secrets of the Millionaire Mind Part 2
This is the continuation of the earlier post, “The Secrets of the Millionaire Mind Part 1,” a book review by T. Harv Eker. 12 Principles of “The Secrets of the Millionaire Mind” See Principles 1 -6 here, “The Secrets of the Millionaire Mind Part 1” 7. A future millionaire should have a positive attitude…
Resuscitate your Finances this 2017 using CPR
Are your finances in 2016 – just barely breathing? If the answer is yes, then, it’s time to do the CPR, before it’s too late. C – Communicate P – Plan R – Review Communicate If you are married, has a partner or part of a family, then, preparing family finances…
The 24 Pay-outs Money Challenge: Save up to 150,000
I was intrigued with the 52-week money challenge last year. But, I was not attracted on doing it. Why? Because I do not earn weekly, I get paid twice a month. And when I receive my salary, I already budget it for the entire two weeks. So, I don’t think weekly savings can work for…
Money Jars (for kids to teens) – Explained from Magandang Buhay Show
Last Monday, I was invited to guest in the TV show “Magandang Buhay” in ABS-CBN. It was both nerve wracking and fulfilling experience. Nerve wracking because it was a “live show” so, to those who were able to watched the show, forgive my clumsiness and self-consciousness. Fulfilling also because after the few minutes of fame,…
Millennials and Money: Are they In Sync?
When we say Millennials, these are the people that are born from 1980-1996. This year, these Millennials will be in the range of 20s to mid-30’s. These questions came from a Millennial Reader, let’s name her Melanie. She is currently in college, passionately loving being young but still wanted to be a responsible Millennial. …
Buying your First Home: Pag-IBIG vs Commercial Banks Housing Loan Rates
In buying your home, it is great to buy in cash if you have the money, since you don’t have to get loans and get to pay higher than the amount because of interest. That is, if you have the money. If you don’t, it’s great to compare housing loan rates from Pag-IBIG and all…
