Are your finances in 2016 – just barely breathing? If the answer is yes, then, it’s time to do the CPR, before it’s too late. C – Communicate P – Plan R – Review Communicate If you are married, has a partner or part of a family, then, preparing family finances…
Category Archives: Money Facts
The 24 Pay-outs Money Challenge: Save up to 150,000
I was intrigued with the 52-week money challenge last year. But, I was not attracted on doing it. Why? Because I do not earn weekly, I get paid twice a month. And when I receive my salary, I already budget it for the entire two weeks. So, I don’t think weekly savings can work for…
Millennials and Money: Are they In Sync?
When we say Millennials, these are the people that are born from 1980-1996. This year, these Millennials will be in the range of 20s to mid-30’s. These questions came from a Millennial Reader, let’s name her Melanie. She is currently in college, passionately loving being young but still wanted to be a responsible Millennial. …
Buying your First Home: Pag-IBIG vs Commercial Banks Housing Loan Rates
In buying your home, it is great to buy in cash if you have the money, since you don’t have to get loans and get to pay higher than the amount because of interest. That is, if you have the money. If you don’t, it’s great to compare housing loan rates from Pag-IBIG and all…
SSS P.E.S.O. Fund: How can it help you save for Retirement?
SSS P.E.S.O. Fund – is a voluntary provident fund offered exclusively to SSS members, in addition to the regular SSS program. This is non-voluntary and this is for SSS members who have the capacity to contribute more in order to receive higher benefits in the future. The major highlights of the program are: It…
How to Become Patriotic in the Philippines by Becoming Rich
Philippines, our beloved country, is now under a very stressful situation. War on Drugs, Senate and House hearings and even colorful headlines of both local and international media. To all ordinary people like me who just watch and wait for something to happen, we wonder what can we do to help? How can we all…
Couples Getaway: Lessons Applied on Finance
“Dear Dr. Pinky, I want to ask for advice on how to deal with financial issues with my spouse. We are married for 11 years and still we cannot talk about our financial problems and issues. He is not a risk taker and I am the one who always finds way in order to meet…
Internet Safety: How to know if a Finance Website/Blog Could be Trusted?
We are now living in a dynamic, complicated online world. We buy groceries, pay bills, buy plane tickets, trade stocks, transfer money, and do almost any financial transaction online, through the internet using your computer or cellphone. “Identity Theft” is becoming more common. What is Identity Theft? Identity Theft is a crime of obtaining the…
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