What are the Differences Between Health Insurance, HMO and PhilHealth?

So many people are getting confused over Health insurances, HMO and PhilHealth in our country.  Many think that they are all the same.  Under the same industry or provider.  Let me tell you the differences that they have. Let us start with its basic meaning: Health Insurance – these are health care benefits that are…

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3 Genius Reasons Behind VUL (Variable Unit Linked) Insurance

VUL (Variable Unit Linked) are life insurance plans that also has an investment component in it. Since it allows you to allocate portion of the premium to be invested in the stock market. Many ‘financial experts’ as they call themselves disagree with VULs, since, they say “life insurance policies are best taken separate from investments…

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