This blog post is a tribute to a batch mate, a colleague, a client and a friend Dr. Jay Pee Cruz. He was a silent person, easy to like and have conversations with. Our journey together as a batch mate and colleagues in Medicine started years before we can be officially called Doctors. We were…
About: Pinky De Leon-Intal, MD, RFC
Author Archives: Pinky De Leon-Intal, MD, RFC
Are Your Financial Plans and Investments Holistic? The Importance of Critical illness plan in Holistic Financial Planning
Critical Illness, are you ready for this? 1 out of 13 Filipino women will have breast cancer. One out of four who are diagnosed with breast cancer die within the first 5 years, and no less than 40% die within 10 years. Prostate Cancer Kills 1 Filipino per hour. 5 out of 10 deaths…
What is the difference between a PRE-NEED and a LIFE INSURANCE? The most frequently asked question before buying a LIFE insurance
“Baka katulad yan ng CAP, baka bumagsak din ang kompanya na yan.” One of the most common remark or question I have heard in life insurance industry. I don’t blame people from thinking that way, since, I, myself, was a victim of pre-need education plans before. But since now that I know better, what…
To Migrate to Canada, or Not! Financial lessons Straight from my Trip in Canada
As I began writing this blog post, I was still in Montreal, Quebec, during my second week here and nearing my trip back home. I finished and posted this post in the Pearson Airport in Toronto on my trip back home. What can I say, this trip has been quite unexpected since qualifying in the…
SSS Retirement Benefits, Updated 2014 Is it enough for your Retirement Needs? Find Out now!
As I always say, if you are working and you if you still don’t have a Retirement Plan right now, then your CHILDREN becomes your RETIREMENT PLAN. Mean? Yes! But true. Statistically speaking, only 2 out of 100 Filipinos plan for retirement. Although most Filipino workers have some kind of benefits like SSS or GSIS…
Human for sale! How much will be your worth if you put yourself on sale?
Everybody says that life is priceless, I totally agree. Still, you are wondering how much are you worth or what are you worth in the eye of a potential buyer? Ever wonder how much money you could get on the open human market? Let us do this by getting your Net worth. Everyone has a…
Why are Most Filipino Doctors not RICH? Top 5 Obstacles Keeping Filipino Doctors from Becoming Wealthy
Almost every person in the Philippines thinks ALL doctors are RICH. But honestly speaking, doctors are the most underpaid professional, especially the ones in training. Imagine, a resident physician getting paid 12,000++ pesos per month, doing 36 hours duty every other day? And even after residency, most doctors, especially the underprivileged ones don’t get to…
Pera-Pera Lang…. Walang Personalan (a Speaking Engagement) Camp John Hay, Baguio
It was exactly a month ago when I was invited by Dr. Victor Gaddi, President of Philippine Orthopaedic Association (POA), North Luzon Chapter for the Quarterly Meeting of North Luzon and North South Chapter to be a speaker for them regarding Financial Literacy for Doctors. This was not the first time I was invited to…