Doc Pinky is a licensed Medical Physician, Internationally Registered Financial Consultant, Certified Investment Solicitor and Associate Wealth Planner and Estate Planner of the Philippines. She loves to educate and spread financial literacy. She is a Lactation Consultant. She loves to travel. She is a devoted wife and mother.

Author Archives: Pinky De Leon-Intal, MD, RFC

The Day my Life as a Financial Adviser/Insurance Agent becomes “Full Circle” My Tribute to a Life, Well Lived (Dr. Jay Pee Cruz)

This blog post is a tribute to a batch mate, a colleague, a client and a friend Dr. Jay Pee Cruz. He was a silent person, easy to like and have conversations with. Our journey together as a batch mate and colleagues in Medicine started years before we can be officially called Doctors. We were…

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Are Your Financial Plans and Investments Holistic? The Importance of Critical illness plan in Holistic Financial Planning

Critical Illness, are you ready for this? 1 out of 13 Filipino women will have breast cancer. One out of four who are diagnosed with breast cancer die within the first 5 years, and no less than 40% die within 10 years. Prostate Cancer Kills 1 Filipino per hour.   5 out of 10 deaths…

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What is the difference between a PRE-NEED and a LIFE INSURANCE? The most frequently asked question before buying a LIFE insurance

  “Baka katulad yan ng CAP, baka bumagsak din ang kompanya na yan.”  One of the most common remark or question I have heard in life insurance industry. I don’t blame people from thinking that way, since, I, myself, was a victim of pre-need education plans before.  But since now that I know better, what…

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SSS Retirement Benefits, Updated 2014 Is it enough for your Retirement Needs? Find Out now!

As I always say, if you are working and you if you still don’t have a Retirement Plan right now,  then your CHILDREN becomes your RETIREMENT PLAN.  Mean?  Yes! But true. Statistically speaking, only  2 out of 100 Filipinos plan for retirement.  Although most Filipino workers have some kind of benefits like SSS or GSIS…

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Why are Most Filipino Doctors not RICH? Top 5 Obstacles Keeping Filipino Doctors from Becoming Wealthy

Almost every person in the Philippines thinks ALL doctors are RICH.  But honestly speaking, doctors are the most underpaid professional, especially the ones in training. Imagine, a resident physician getting paid 12,000++ pesos per month, doing 36 hours duty every other day?   And even after residency, most doctors, especially the underprivileged ones don’t get to…

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