People have searched ways on improving their good fortune in their lives since the beginning of time. Lucky charms, amulet, talismans, are all found in human history. Professor Richard Wiseman conducted a ten-year scientific study into the nature of luck as published in “Skeptical Inquirer” last 2003.” He advertised in a newspaper, asking for volunteers…
About: Pinky De Leon-Intal, MD, RFC
Author Archives: Pinky De Leon-Intal, MD, RFC
How to Compute your SSS Retirement Pension
Statistically speaking, only 2 out of 100 Filipinos plan for retirement. Although most Filipino workers have some kind of benefits like SSS Retirement or GSIS Pensions or company given retirement benefits. How would you know if it is enough? How do you compute how much will be your retirement pension from SSS when you…
Doctor’s Taxation: How to Compute your Income Tax Return (Part 5)
Dr. Angelo is a budding Internist, married, his wife is not employed or engaged in any business. They have a 3 year old daughter Cassandra. He is practicing in 3 hospitals and clinics. How would he compute his income tax? How much does he need to pay in filing his Annual ITR before the April…
The Best Time of the Year to Buy Everything (Philippines)
Janice bought a shirt and a trouser for 1,500 pesos before Christmas. She showed it to Kim. Kim wanted one too but became busy and was only able to buy only after Christmas season. She bought the same clothes, with the same brand but with half the price. Kim showed it to Janice, they both…
Best Budgeting APP Guaranteed to Make Your 2016 Easier
Do you know that Philippines has the lowest number of people who saves regularly? Do you want to know why? According to survey, 90% of Filipinos do follow a budgeting strategy, but only 33% actually stick to their budget. Those 33% are the only ones who know where their money goes every month, and the…
6 Brilliant Ways on How to Save on Your Last-Minute Christmas Gifts
It’s 8 days before Christmas and you are still not done with your shopping for Christmas gifts and presents. Maybe because you are just too busy or you are still waiting for your Christmas bonus and/or 13th month pay. Here are ways on how to shop for your last-minute Christmas gifts without breaking your…
How to Compute Company Retirement: What No One Tells You About
So, you decided to stay loyal to your company until retirement? Ever wonder how much will you get from your company once you retire? According to RA 7641 the Philippines has an existing law that requires the payment of a minimum retirement benefit, which is equivalent to a little more than 70% of monthly…
Buti pa ang Kotse Insured, Eh Ikaw?
“Hi doc Pinky, this is Jonathan, I would like to stop paying my life insurance.” May I know why? I said. “I recently bought a car and I can’t pay for both.” (Jonathan) “I also have a car and I know that the life insurance you got from me is only 10% of what you…
